0% Finance

We believe everyone should be able to afford the furniture they desire and the payment options to be simple and secure. We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

Part 1: How it works

Shop now. Pay later with Klarna.

  • Step 1 - Add products to your cart and select “Klarna” when you check out.
  • Step 2 - Enter a few personal details and you’ll know instantly if you’re approved
  • Step 3 - Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app.

Part 2: Payments information


  • Pay in 30 days:
    • Pay up to 30 days later. No interest. No fees. No impact on your credit score. Paying after delivery allows you to try before you buy and is the easiest way to shop online.
    • Complete the payment in full after purchase at no added cost.
    • Report returns directly in our app and only pay for the items that you keep.
    • Not making your payment on time could affect your ability to use Klarna in the future.
    • Debt collection agencies are used as a last resort
    • You must be 18+ and a UK resident to be eligible for this credit offer.
    • Terms and Conditions -> (​Pay in 30 days)

    • Pay in 3 interest-free instalments:
      • Spread the cost of your purchase into 3 interest-free instalments.
      • The first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days.
      • No interest. No fees. No impact on your credit score.
      • Select the Klarna option and enter your debit or credit card information.
      • To check your eligibility, Klarna will perform a soft search with a credit reference agency.
      • A new way to pay that's an alternative to a credit card.
      • 3 instalments give you the flexibility to shop without interest or hidden fees.
      • Not making your payment on time could affect your ability to use Klarna in the future.
      • Debt collection agencies are used as a last resort.
      • You must be 18+ and a UK resident to be eligible for this credit offer.
      • Terms and Conditions -> (​Pay in 3​)
      • Pay Over Time:
        • Pay in 6 or 12 months interest-free instalments.

        • To be eligible for Klarna Financing you must be at least 18 years old and a UK resident. Your application approval is subject to Klarna's review of the details you provide and your financial circumstances. A full credit search will also be performed when you apply for a Klarna Financing agreement.

        • You will need to provide your name, billing address, email address and phone number, as well as your employment and bank details.

        • Terms and Conditions -> (Pay Over Time)

      Part 3: About Klarna

      Pay online or in the app.

      Review your latest purchases and make payments in the Klarna app or online.

      Safe and secure

      With Klarna, you are always covered through Klarna’s ​Buyer Protection policy​. Modern safeguards protect your information to prevent unauthorised purchases.

      Frequently asked questions

      Visit our FAQ (​www.klarna.com/uk/customer-service)​ page to find out more about using Klarna.

      At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth checkout options give you more time and control so you can focus on the things you love.

      • More than 90 million shoppers are using Klarna.
      • 200,000 retailers are working with us worldwide.
      • We’re one of Europe’s largest banks and we’ve been powering online checkouts for over 15 years.
      • Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status.

      • Make sure you can afford to make your monthly repayments on time.

      Instrument Limited is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.